Introduction: IndusInd Bank Credit Card Overview
As one of the leading financial establishments in India, IndusInd Bank provides an array of financial products and services such as savings accounts, personal loans, and among other offerings, credit cards. The IndusInd Bank credit card is a popular choice among Indian shoppers, thanks to the ease of usage and wide number of benefits. However, to reap the benefits these credit cards offer, one must ensure timely payments of credit card bills. In this article, we explore various methods offered by the IndusInd Bank for credit card payment.
Internet Banking: Convenient and Secure
IndusInd Bank’s Internet Banking facility is a popular method for credit card payment. This service allows IndusInd customers to log onto their bank’s website and transfer the due amount directly from their savings or current account to their credit card account. This mode is convenient, efficient, and secure.
Mobile Banking: Banking on-the-Go
If you are keen on banking on-the-go, IndusInd Bank’s Mobile Banking application is perfect for you. Offering user-friendly interfaces, these apps can be navigated even by tech novices. You can immediately clear your IndusInd Bank credit card dues through your mobile device at any time and from any location.
Auto Debit Service: Automated Payments
Sign up for the IndusInd Bank Auto Debit service, and your credit card payments will be automated. Once registered the auto debit service will automatically debit your linked IndusInd bank account on the due date.
NEFT/IMPS: Payment from Any Bank
If your savings or current account is not with IndusInd Bank, worry not. You can use the National Electronic Funds Transfer (NEFT) or Immediate Payment Service (IMPS) facility to make your IndusInd credit card payment. Mention your 16-digit credit card number as the ‘Payee’ account number and use ‘INDUSIND BANK’ as the bank name.
Physical Methods: Offline Payment Options
For those who are more comfortable with offline transactions, IndusInd Bank also offers physical modes for credit card payment. One can drop a cheque or demand draft payable to the bank at any IndusInd Bank branch or ATM drop box. Also, you can directly walk into any IndusInd branch to make cash payments.
However, it is crucial to remember that physical methods usually take a few days to get credited and should be done in advance to avoid late fees.
BBPS Platform: Modern Payment Solutions
Lastly, one of the most modern and innovative ways of making IndusInd Bank credit card payments is by using the Bharat Bill Payment System (BBPS) platform, like the one provided by Bajaj Finserv. This system simplifies the process by allowing users to manage all their bills, with credit card, from a single platform. The BBPS is a centralised bill payment system envisioned by the Reserve Bank of India (RBI) and implemented by the National Payments Corporation of India (NPCI). It ensures a more convenient and efficient way to handle various payments.
Bajaj Finserv offers this facility to pay IndusInd bank credit card bill. To pay your credit card bill using BBPS on Bajaj Finserv, simply:
- Log on to the Bajaj Finserv Wallet app or the website.
- Choose ‘Credit Card Bill Payment’ under the ‘Bill Payment’ option.
- Select ‘IndusInd Bank’ as your credit card provider.
- Enter your credit card number.
- Click ‘Proceed’ to view the bill amount.
- Confirm the amount and make the payment. You will receive a confirmation message on successful payment.
Conclusion
In conclusion, the IndusInd Bank offers numerous offline and online methods for credit card payment, tailored to cater to the diverse preferences of patrons. One can choose the most convenient option and ensure timely credit card bill payments. And, with avant-garde platforms like BBPS on Bajaj Finserv, fulfilling credit card payment obligations are just a few clicks away, offering peace of mind and financial discipline.